Tax season is usually painful for a simple reason: income is in one place, receipts are in another, and mileage is in a notes app you stopped opening in March. Fjordbill and SovereignLedger are two focused apps from the same company, built so a US freelancer can invoice all year and still hand a CPA a coherent packet.
What each app is for
| Fjordbill | SovereignLedger | |
|---|---|---|
| Job | Invoices, estimates, payments, sales tax on bills, exports to accounting tools | Receipts, mileage, income log, Schedule C estimate |
| Who it is for | US freelancers, contractors, and one-person businesses who need to get paid | US self-employed people who need records for Schedule C and a CPA |
| Free plan | Unlimited invoices and estimates; small “Made with Fjordbill” footer on PDFs | 10 receipt scans per calendar month, manual entry, mileage log, CSV/PDF export |
| Optional Pro | $7.99/month or $49.99/year, 7-day trial: no footer, recurring invoices, reminders, job timer, signatures | $7.99/month, $79.99/year, or $99.99 lifetime: unlimited scans and Pro tax tools (no trial in the current app) |
| Does not | File sales tax or income tax; require a Fjordbill account | File your tax return or give personal tax advice |
The tax-time loop
- Bill the work in FjordbillCreate the invoice, add sales tax if you collect it, and record payments. Details are in how to make an invoice.
- Export paid invoices into SovereignLedgerThose payments become income in the companion app, so you are not typing totals by hand.
- Scan receipts and log miles all yearPhotograph receipts while you still have them. Log trips with a business purpose. Use the official 2026 mileage rates if you use the standard method.
- Review a Schedule C estimate, then talk to a CPASovereignLedger can map categories toward Schedule C. Read the category map, then let a professional prepare the return. Export a CSV or a tax packet; do not treat the on-phone estimate as a filed form.
What to give your accountant
- A year of paid and unpaid invoices, plus a CSV export (Fjordbill can also produce QuickBooks, Xero, or Wave import files)
- Receipt images and an expense summary, categorized as well as you can
- A mileage log with dates, purpose, and miles
- Any Forms 1099-NEC or 1099-K you received, checked against your invoice records (if the same payment is on both, see how to report it once)
- Dates and confirmation numbers for every 2026 estimated tax payment (behind on those? See how to catch up on missed quarterly payments)
More product detail, including worked examples, is on the SovereignLedger page. Both apps are coming soon to Android (and later iPhone). You can join the launch list on this page; we will email you when they are available.
Frequently asked questions
Do I have to use both apps?
No. Fjordbill is a complete invoice and estimate app on its own, and SovereignLedger is a complete receipt and mileage app on its own. Exporting paid invoices is an optional bridge.
Does either app file my taxes?
No. SovereignLedger can estimate Schedule C figures and help you prepare a packet for a CPA. It does not e-file with the IRS and it is not tax advice. Fjordbill does not file sales tax or income tax returns either.
Is there an account that syncs the two apps in the cloud?
No. Neither app requires a product account or a vendor cloud for your books. You export a file or use the in-app transfer of paid invoices and expenses, and the records stay on the device unless you share or back them up.
What does each free plan include?
Fjordbill's free plan has unlimited invoices, with a small PDF footer. SovereignLedger's free plan includes 10 receipt scans per calendar month, manual entry, a mileage log, and CSV/PDF export. Pro plans are optional and priced on the product pages.